
Fintech startups experienced a 23% increase in funding during the first half of 2026, reaching $28.6 billion globally, according to Crunchbase data. Despite the rise in funding, the number of deals fell by over 25%, indicating a trend towards larger investments in fewer companies. The U.S. led the funding, with $15 billion invested, followed by the UK and India. Key areas attracting investment include AI-driven financial infrastructure and wealth management. This trend reflects a growing focus on leveraging AI to enhance financial services, although it also introduces new risks and challenges.
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